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The Breast Cancer Risk Assessment Tool allows health professionals to estimate a woman's risk of developing invasive breast cancer over the next 5 years and up to age 90 (lifetime risk).. The tool uses a woman’s personal medical and reproductive history and the history of breast cancer among her first-degree relatives (mother, sisters, daughters) to estimate absolute breast. The first step in a risk management program is a threat assessment. A threat assessment considers the full spectrum of threats (i.e., natural, criminal, terrorist, accidental, etc.) for a given facility/location. The ISC standard only addresses man-made threats, but individual agencies are free to expand upon the threats they consider. In Richard Russo's 'Chances Are . . . ,' a charming reunion unearths a chilling disappearance. Richard Russo's new novel, "Chances Are . . .," opens with a cascade of charm. Three old.